Many of us "splurge" during the holiday time and now that the holidays are over it's time to get our fiances back on track. Bills are starting to roll in now and it can be very stressful. Here are a few ideas to get your fiances back on track.

One way is to make a budget and then STICK to it. Try not to spend money on unnecessary expenses. Instead of going to restaurants, make food at home. This can be a fun family activity and save a ton of money. Rent a movie instead of going to the theater. Imagine how much money you can save when you can rent a movie for one dollar that the whole family can enjoy. Maybe you could even cut back on your cable because how many of those channels do you really watch?

Keep in mind sacrificing will just be until you have caught up on all of you bills. Do you have some tips to get back on track after the holidays?