Today's get back on track tip is rather simple to say, a no-brainer really but it sometimes hard to stick with. Stop overspending! Sometimes when we are in debt and see no end in sight we figure why not just indulge. We do this sometimes with food too! But if we make a commitment to not over spend or only buying what we need in order to lower debt, we will reach our financial goals. And that will be a good feeling!

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