We all dream about it, but for most of us that's where it ends.  However, it would be really nice if you or I were one of the lucky ones to win the big lottery!  In fact, I have had countless discussions on what I would do if I won.  Would I work or not?  Would I move?  Would I take the lump sum or yearly payments?

Well, according to psychiatrist Harry Croft, M.D., taking the lump sum is a bad idea.  It's because lottery winners often try to emulate the lifestyles of the rich and famous when they're not mentally prepared to do so.

He explains, "The assumption is that if we just have the money and the things that money brings, then that will make us a different person." But of course it doesn't and Croft says most people aren't equipped, far less taught, how to handle millions and millions of dollars. Dreams of living the good life often turn into family and friends wanting hand outs, blowing the loot on too many luxuries with little thought for the future. Croft says the most successful winners are the ones who stick with their old routine while taking a yearly payment-- not quitting everything and taking the lump sum amount.  (WOAI News)

I see his point but I would still buy a boat load of Gold!  And I would open up Louie G's Pizza!

What would you do if you won the lottery?